How is AI transforming lending, customer service, fraud detection, and financial inclusion? Recorded live at AI4 2026 in Las Vegas, Sanjay Puri speaks with Manoj Mathew, CTO & CRO at LendingUSA, about deploying AI agents in highly regulated financial environments. The conversation explores AI governance, accountability, explainability, AI-powered lending, fraud detection, financial inclusion, and why Agentic AI may be overhyped.